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What are my debt relief options? Do I have any?
Debtors have many options. The best option for you will depend on your personal situation. Certain debts are more negotiable than others, while other debts might not even be dischargeable in a bankruptcy filing. This is why it is important that you speak with an attorney who is experienced in all the various options. He or she can help you sort through your unique circumstance and decide on the best option for you.
The 3 options you have regarding debt
Generally you have 3 options relating to your debt:
- Do nothing (see our blog for more information) Los Angeles Bankruptcy Blog
- Debt Settlement, or Debt Management Plans
Every peron has a unique situation. You might have assets that you want to protect, while a neighbor wants to remain in his house. The only way to explore the options you have and find out the pros and cons of each avenue to handling debt, is to talk with an attorney experienced in ALL of the options. Many bankruptcy attorneys, while experienced in their line, are not familar with debt settlement. Yet, this may very well be the best option for you. Indeed, we have found many clients can avoid bankruptcy with this technique. We also have extensive experience in filing bankruptcy, so if that is your best option, we can assist with that. Call us at 800-455-1592. Se habla espanol.