This law firm is a "debt relief agency" as defined by federal law. In addition to helping people avoid bankruptcy, our services also include helping people and businesses to obtain relief under the United States Bankruptcy Code

Jackson, Crowder & Associates, P.A. is a multi-jurisdictional law firm with offices in Florida, California and Arizona, with affiliated attorneys in several other states. We represent individuals and businesses with too much debt. We let them know their legal rights and options, and help them select the method that is best for them. Our services include:

Debt Reduction. We have helped many individuals and businesses avoid bankruptcy or lawsuits by contacting their creditors and negotiating payment plans and/or settlements. Because we maintain good communication with your creditors, they will often accept a substantial reduction on the amount you owe.

Creditor "Hold-Off," (or getting some "Breathing Room.") a way out of your predicament. In most cases, we can obtain this breathing room for you.

Lawsuit Defense. No one enjoys being sued, but it’s not the end of the world! You may have valid legal defenses that could save you a bundle of money. If not, there’s still usually plenty of room for negotiation.

Loss Mitigation. If you’re behind on mortgage payments, we might help keep you from losing your home through a foreclosure, through a loan modification or reinstatement plan. If you would rather be out from under the negative equity in your home, we might be able to help arrange a "short sale" or a “deed in lieu of foreclosure,” to minimize the negative effects of a foreclosure.

Bankruptcy (Chapter 7). If you qualify to file a Chapter 7 Bankruptcy, you may be able to eliminate most, if not all of your debt. Most people who file a Chapter 7 are allowed to keep all of their property.

Bankruptcy (Chapter 13). If you do not qualify for a Chapter 7 Bankruptcy, then you can most likely file a Chapter 13, under which you will pay off all, or a portion of your debts over a three to five year period. This type of Bankruptcy will also allow you to stop a foreclosure of your real estate, and force the IRS to take an interest-free payment plan you can afford.

Chapter 11 Bankruptcy. This process, known as “business reorganization,” can keep a struggling business alive, by holding off its creditors while it reorganizes its operations.

Tax Assistance. Many people who have fallen behind on their credit cards also owe back taxes, and sometimes haven’t filed tax returns for a few years. Our office can help you get your tax returns filed, help negotiate a payment plan with the IRS, or prepare an Offer-In-Compromise, which may reduce your tax debt substantially.

What sets us apart from other firms is that we offer both bankruptcy and non-bankruptcy solutions for those with too much debt. We help you choose the alternative that is best for you.