How can a creditor collect from you? Assuming that you can’t reach a voluntary repayment agreement with a creditor, what can the creditor do to collect from you? Generally, a creditor must get a judgment against you before the creditor can use legal procedures to force you to pay. A judgment is a final decision […]

There’s nothing fun about getting a credit card lawsuit. But, you can be prepared, learn all that you can, and survive one. Here is a brief outline of the basics steps: Look over your financial situation with a clear mind and with as little emotion as possible. While being “summoned” is never particularly pleasant, you

QUESTION: CAN A RESIDENTIAL MORTGAGE BE RESTRUCTURED BY A BANKRUPTCY? ANSWER: Yes and no, depending on what restructuring you want. A Chapter 7 bankruptcy is not going to change, restructure, or resolve unpaid mortgage payments. This type of bankruptcy is geared more towards handling unsecured debts, meaning those debts that do not have an asset

If you owe a debt, how can a creditor collect from you?  The first, and most common way, is to persuade you to pay voluntarily.  This is normally done through telephone calls, and letters. If you cannot, or are unwilling to come up with the amount or the terms the creditor is willing to accept,

LOS ANGELES, CA: Los Angeles Attorney Douglas A. Crowder (https://crowderlaw.com) offers debt relief services to the public, including debt settlement, creditor “hold-off,” and bankruptcy. Crowder Law Center is a “debt relief agency” as defined by federal law. In addition to helping people avoid bankruptcy, their services also include helping people and businesses obtain relief under the

LOS ANGELES, CA: Los Angeles Attorney Douglas A. Crowder (https://crowderlaw.com) is holding a songwriting contest in which the first prize is $1,000, second prize is $500, and third prize is $250. Dubbed the “Trial of the Century Songwriting Contest,” the contest is specifically for songwriters to write music to go along with lyrics written by

LOS ANGELES, CA: Los Angeles Attorney Douglas A. Crowder (https://crowderlaw.com) and the Crowder Law Center recently settled a fraudulent transfer lawsuit on which they had worked since 2014. A fraudulent transfer is where a debtor sells or gives away an asset (such as money, real estate or equipment) with the actual intent to hinder, delay,